AI-GENERATED CONTENT DISCLOSURE

Last Updated: March 23, 2026

This disclosure is provided by Skipthink LLC, d/b/a Skipthink.AI, ("Skipthink," "we," "us," or "our") in the interest of transparency and in compliance with applicable laws and regulations governing the use of artificial intelligence in content creation, including the European Union Artificial Intelligence Act (EU AI Act).

This AI Disclosure is incorporated into and forms part of our Terms of Service.

1. AI-GENERATED CONTENT STATEMENT

1.1. The research reports and other digital products offered by Skipthink are generated, in whole or in part, by artificial intelligence systems. This means that the text, data analyses, recommendations, templates, reports, and other content you receive have been produced by automated AI processes, not written by a human author.

1.2. We believe in full transparency about how our products are created. Every product delivered by Skipthink should be understood as AI-generated content.

2. HOW AI IS USED IN OUR PRODUCTS

2.1. Content Generation: We use large language models, including models from Anthropic (Claude), OpenAI, and other leading AI providers to generate the core content of our products. We may use one or more AI models, and the specific model or combination of models used may vary by product type or over time as we improve our processes. These AI systems process structured prompts, data inputs, and domain-specific instructions to produce written content, analyses, and recommendations.

2.2. Data Analysis: AI systems may analyze publicly available data, industry trends, market information, and other data sources to generate insights and recommendations included in our products.

2.3. Formatting and Structure: AI systems are used to organize, format, and structure content into professional deliverables.

2.4. Quality Optimization: AI systems may be used iteratively, with outputs refined through multiple processing steps to improve quality, coherence, and accuracy. While multiple processing steps are designed to improve overall quality, they do not guarantee accuracy and each step may introduce its own limitations.

3. QUALITY ASSURANCE AND OVERSIGHT

3.1. While a human owner oversees the overall business and product quality standards, our quality assurance process is primarily automated. AI-generated content undergoes review by additional AI systems that evaluate quality against defined criteria.

3.2. Our quality assurance process is primarily automated. AI-generated content undergoes review by additional AI systems that evaluate quality against defined criteria. While a human owner oversees the business and may review flagged issues, the primary quality control process is AI-to-AI review. No human reviews every piece of content before delivery. Our automated quality assurance includes:

• (a) Systematic review of AI outputs against defined quality criteria using additional AI systems;
• (b) Automated verification of factual claims where feasible and practical;
• (c) Assessment of content relevance and coherence;
• (d) Automated screening of content for harmful, biased, or inappropriate material; and
• (e) Validation that deliverables meet the product specifications described in the product listing.

3.3. Despite these quality measures, AI-generated content may still contain errors, omissions, or inaccuracies. Automated quality assurance reduces but does not eliminate the inherent limitations of AI-generated content.

4. ACCURACY DISCLAIMER

4.1. AI-generated content is produced by statistical models that predict likely text sequences based on training data. While these systems can produce highly useful and informative content, they have inherent limitations:

• (a) Factual Accuracy: AI systems may generate statements that appear factual but are incorrect ("hallucinations"). We implement quality checks to minimize this, but we cannot guarantee that all factual claims in AI-generated content are accurate.

• (b) Currency of Information: AI models are trained on data up to a specific date. Content may not reflect the most recent developments, regulations, market conditions, or data unless supplemented by current data sources.

• (c) Completeness: AI-generated content may not cover all relevant aspects of a topic. Important considerations may be omitted.

• (d) Bias: AI systems may reflect biases present in their training data, which can influence the content, tone, or recommendations produced.

• (e) Context Sensitivity: AI systems may not fully account for the specific context, nuances, or unique circumstances relevant to your particular situation.

4.2. You should independently verify any information in our products before making decisions based on that information, especially in high-stakes or regulated domains.

5. NOT PROFESSIONAL ADVICE

5.1. General Disclaimer: To the extent applicable, the content provided by Skipthink is for informational and educational purposes only. It does not constitute, and should not be relied upon as, professional advice. You should consult with qualified professionals before making decisions based on AI-generated content.

5.2. Domain-Specific Disclaimers:

FINANCIAL DISCLAIMER: To the extent applicable, the content provided by Skipthink does not constitute financial advice, investment advice, tax advice, or any other form of financial guidance. Skipthink is not a registered investment adviser, broker-dealer, financial planner, or tax advisor. The financial information, projections, analyses, and recommendations contained in our products are AI-generated and are provided solely for informational purposes. You should not make any financial decisions, investment decisions, or tax decisions based solely on the content provided. Always consult with a qualified financial advisor, certified public accountant, or other appropriate financial professional before making financial decisions. Past performance data, if included, does not guarantee future results. All financial projections are hypothetical and speculative.

LEGAL DISCLAIMER: To the extent applicable, the content provided by Skipthink does not constitute legal advice and should not be construed as such. Skipthink is not a law firm and does not provide legal representation or legal counsel. The legal information, analyses, templates, and summaries contained in our products are AI-generated and are provided solely for informational purposes. No attorney-client relationship is created by your purchase or use of our products. You should consult with a qualified attorney licensed in your jurisdiction before making any legal decisions or relying on any legal information provided in our products. Laws and regulations vary by jurisdiction and change frequently; AI-generated legal content may not reflect current law applicable to your situation.

HEALTH AND MEDICAL DISCLAIMER: To the extent applicable, the content provided by Skipthink does not constitute medical advice, diagnosis, treatment recommendations, or any form of health guidance. Skipthink is not a healthcare provider, medical professional, or licensed health practitioner. The health-related information, analyses, and recommendations contained in our products are AI-generated and are provided solely for informational purposes. You should not make any health or medical decisions based solely on the content provided. Always seek the advice of a qualified physician, licensed healthcare provider, or other appropriate medical professional for any questions regarding a medical condition, treatment, or health concern. If you are experiencing a medical emergency, call your local emergency services immediately. Never disregard professional medical advice or delay seeking it because of information obtained from our products.

TAX DISCLAIMER: To the extent applicable, the content provided by Skipthink does not constitute tax advice. Skipthink is not a certified public accountant, enrolled agent, or tax attorney. The tax-related information and analyses contained in our products are AI-generated and are provided solely for informational purposes. Tax laws are complex, change frequently, and vary by jurisdiction. You should consult with a qualified tax professional before making any tax-related decisions based on the content provided.

REAL ESTATE DISCLAIMER: To the extent applicable, the content provided by Skipthink does not constitute real estate advice or appraisal. Skipthink is not a licensed real estate broker, agent, or appraiser. The real estate information, market analyses, and valuations contained in our products are AI-generated and are provided solely for informational purposes. You should consult with a qualified real estate professional before making any real estate decisions based on the content provided.

6. EU AI ACT COMPLIANCE

6.1. In compliance with the European Union Artificial Intelligence Act (EU AI Act), we provide the following information:

• (a) AI System Identification: The content delivered by Skipthink is generated by artificial intelligence systems and is clearly labeled as such.

• (b) Transparency: This disclosure document serves as our primary transparency mechanism, informing users that they are interacting with or receiving AI-generated content.

• (c) Machine-Readable Marking: Where technically feasible and required by applicable regulations, AI-generated content produced by Skipthink includes machine- readable metadata indicating its AI-generated origin. This may include metadata embedded in document properties, file headers, or structured data fields.

• (d) Risk Classification: We assess our AI systems' risk level in accordance with the EU AI Act framework. Our content generation systems are designed for informational and business support purposes and are not intended for use in high-risk applications as defined by the EU AI Act (such as critical infrastructure, law enforcement, or employment decisions).

• (e) Record Keeping: We maintain records of our AI systems, their capabilities, and their outputs as required by applicable provisions of the EU AI Act.

6.2. If you have questions about our AI systems or our compliance with the EU AI Act, please contact us at the information provided below.

7. YOUR RESPONSIBILITIES

7.1. By purchasing, accessing, or using our AI-generated products, you acknowledge and agree that:

• (a) You understand that the content is generated by AI systems and may contain errors or inaccuracies;
• (b) You will independently verify information before making decisions based on the content, particularly in regulated or high-stakes domains;
• (c) You will not rely on AI-generated content as a substitute for professional advice from qualified human experts;
• (d) You will not misrepresent AI-generated content as human-authored content in contexts where such misrepresentation would be deceptive or violate applicable laws; and
• (e) You accept responsibility for how you use the AI-generated content and any decisions you make based on it.

8. UPDATES TO THIS DISCLOSURE

We may update this AI Disclosure from time to time to reflect changes in our AI systems, our processes, or applicable laws and regulations. The "Last Updated" date at the top of this document indicates when the most recent changes were made.

9. CONTACT INFORMATION

If you have questions about our use of AI, this disclosure, or the AI-generated content in our products, please contact us at:

Skipthink LLC
d/b/a Skipthink.AI
1910 Thomes Avenue
Cheyenne, WY 82001
Email: info@skipthink.com